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Travel Insurance
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No matter how carefully plans are made and executed, travel holds the potential for unwanted surprises. That's why we always recommend or include Travel Insurance for our student travelers.
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| Why Buy Travel Insurance?
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There are many circumstances which can lead to loss of funds already paid or which can force travelers to incur substantial expenses while away from home. Travel Insurance can reimburse you for expenses you incur in such circumstances, and pay for other expenses in an emergency situation.
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• Flight Delay or Cancellation
• Missed Connection
• Lost or Delayed Baggage
• Medical Emergency
• Unexpected Illness
• Natural Disaster or Weather
• Travel Supplier Failure to Operate
• Failure to Qualify for Trip
(Covered Only by Cancel for Any Reason Policy)
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| What Types of Coverage are Available?
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Post Departure Coverage
Unless specifically declined by your trip planners, all Masterpiece Tours packages include this coverage. It is in effect once the trip has departed, but does not cover any incidents which might occur prior to the trip.
| Incident |
Insurance Pays |
| Trip Interruption |
$1,000 (Return Air Only) |
| Trip Delay |
$750 ($150 per day) |
| Missed Connection |
$300 (12 or more hours) |
| Baggage & Personal Effects |
$1,500 ($250 per article) |
| Baggage Delay |
$300 |
| Emergency Accident & Sickness Medical Expense |
$25,000 |
| Emergency Evacuation & Repatriation |
$100,000 |
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Comprehensive Coverage (Including Cancel for Any Reason)
Higher benefits for insurable incidents, includes Cancel for Any Reason**, which covers cancellation for failure to qualify for an educational trip. It is available for purchase by individual families whose circumstances require more than post-departure protection. This is the only coverage that provides protection from failing grades. Please read conditions!
| Incident |
Insurance Pays |
| Trip Cancellation* |
Tour Cost (Max $10,000) |
| Trip Interruption |
150% of Cost (Max $10,000) |
| Trip Delay |
$750 ($150 per day) |
| Missed Connection |
$300 (12 or more hours) |
| Baggage & Personal Effects |
$1,500 ($250 per article) |
| Baggage Delay |
$300 |
| Emergency Accident & Sickness Medical Expense |
$25,000 |
| Emergency Evacuation & Repatriation |
$100,000 |
| Cancel for Any Reason** |
75% of Non-Refundable Cost |
*For Pre-Existing Conditions to be covered, must be purchased no later than at time final trip payment is made. Student must be medically able to travel at time of purchase.
**Must be purchased no later than at time final trip payment is made. Student must be medically able to travel at time of purchase.
Must cancel 2 or more days prior to scheduled trip departure. Not Available in Washington.
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| What Coverage is Included?
Post Departure Coverage is included unless specifically declined by the trip organizers.
Masterpiece Tours student trips are insured by Travel Insured International.
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| What does it Cost?
The cost of insurance is determined by the cost of the trip, the length of the trip, and the plan selected. The more things covered, the higher the cost. Cost of coverage for each student trip can be found on this website, listed by school.
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| Where can I Purchase Coverage?
Travel Insured International's Student Coverage can be purchased through us. If Post-Departure Coverage is included in your student's package, you can upgrade to Cancel for Any Reason Coverage. If coverage is not included with your student's travel package, you may purchase it through us after determining which plan best meets your circumstances.
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Student Travel Insurance
A Step by Step Guide
1. Find your student's trip. Determine if Insurance (Post-Departure) is already included and view prices to purchase or upgrade coverage for your student's specific trip.
2. Compare the Coverage options to evaluate the already included (if applicable) coverage and decide whether you wish to purchase coverage or upgrade the included coverage based upon your individual needs.
3. Purchase On-Line using the order form for your student's group. Pay particular attention to all conditions, purchase-by dates, exclusions for pre-existing conditions and fine print.
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1. Find Trip
• List of Student Trips
• Included Coverage
• Insurance Prices
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2. Find Insurance
• Coverage Comparison
• Available Coverage Options
• Conditions
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3. Buy Insurance
• Insurance Order Form
• On-Line Purchase
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